Bill Skimmyhorn, PhD


Journals (Peer Reviewed)
Lieber, Ethan and William Skimmyhorn. 2018. “Peer Effects in Financial Decision-Making.”  Journal of Public Economics, 163: 37-59. doi: 10.1016/j.jpubeco.2018.05.001.  LINK

Miller, Brian and William Skimmyhorn. 2018. “I Want You! Expanding College Access Through Targeted Recruiting Efforts.” Education Finance and Policy, July. doi: 10.1162/edfp_a_00232.  LINK

Bell, Patrick, Rozlyn Engel, Darren Hudson, Julian Jamison, and William Skimmyhorn. 2018. “Risk Preferences in Future Military Leaders.” Journal of Behavioral Economics for Policy, 2(2): 11-24.  LINK

Carter, Susan Payne and William L. Skimmyhorn.  2017. “Much Ado About Nothing? New Evidence on the Effects of Payday Lending on Military Members.” Review of Economics and Statistics, 99(4): 606-621.  LINK

Mayer, John D. and William Skimmyhorn. 2017. “Psychological Predictors of Cadet Performance at West Point.” Journal of Research in Personality. 66: 14-26.  LINK

Skimmyhorn, William L. 2016. “Assessing Financial Education: Evidence From Boot Camp.” American Economic Journal: Economic Policy, 8(2): 322-343. doi: 10.1257/pol.20140283. 

Skimmyhorn, William L., Evan R. Davies, David Mun & Brian Mitchell. 2016. “Assessing financial education methods: Principles vs. rules-of-thumb approaches.” Journal of Economic Education, 47(3): 193-210, doi: 10.1080/00220485.2016.1179145 (Lead Article) 

Skimmyhorn, William L. 2016 “Comparing Military and Civilian Household Finances: Descriptive Evidence from Recent Surveys.” Journal of Consumer Affairs, 50(2): 471-483. doi: 10.1111/joca.12109. 

Hastings Justine S., Brigitte C. Madrian and William L. Skimmyhorn. 2013. “Financial Literacy, Financial Education and Economic Outcomes.” Annual Review of Economics. 5: 347-373. doi: 10.1146/annurev-economics-082312-125807. Also available as NBER Working Paper w18412.  LINK    |   NBER Version

Other Articles
Carter, Susan Payne and William Skimmyhorn. 2018. "Can Information Change Personal Retirement Savings? Evidence from Social Security Benefits Statement Mailings." AEA Papers and Proceedings, 108: 93-97.  LINK

Skimmyhorn, William L. 2017. “The Financial Welfare of Military Veterans.” Financial Industry Regulatory Authority (FINRA) Investor Education Foundation Issue Brief.  LINK   |   Short Version

Colarusso, Michael, Kenneth G. Heckel, David S. Lyle and William Skimmyhorn. 2016. “Starting Strong: Talent-Based Branching of Newly Commissioned U.S. Army Officers.” Strategic Studies Institute. April 7.  LINK

Skimmyhorn, William L. 2014. “The Financial Welfare of Military Households.” Financial Industry Regulatory Authority (FINRA) Investor Education Foundation Issue Brief.  LINK   |   Short Version

Book Chapters (Edited)
Carlson, Mary B., Jeffrey S. Nelson and William L. Skimmyhorn. 2016 “Military Personal Finance Research.” In Jing Jian Xiao (Ed.), Handbook of Consumer Finance Research. Cheltenham, UK and Northampton MA: Springer.

Books (Edited)
Condly, Steven, Arthur Coumbe, and William Skimmyhorn. 2017. Still Soldiers and Scholars? An Assessment of Army Officer Mental Testing, Strategic Studies Institute. December.

Working Papers
Beshears, John,  James J. Choi, David Laibson, Brigitte C. Madrian, and William Skimmyhorn. 2018. “Borrowing to Save? The Impact of Automatic Enrollment on Debt.”

Beshears, John, James J. Choi, David Laibson, Brigitte C. Madrian, and Stephen Zeldes. 2018. “Education, Cognitive Performance, and Investment Fees.” 

Castleman, Benjamin, Richard Patterson, and William Skimmyhorn. 2018. “Benefits Left on the Table: Behavioral Interventions and Consumer Financial Protections.” Revisions Submitted, Economics of Education Review

Patterson, Christina, Jonathan Petkun, and William Skimmyhorn. 2018.  “I Want You! (But Not You): Selection in Military Retention.”

Barr, Andrew, Laura Kawano, Bruce Sacerdote, William Skimmyhorn, and Michael Stevens. 2018. “The Effects of the GI Bill on Higher Education and Earnings.”

Castleman, Benjamin, Frances X. Murphy, and William Skimmyhorn. 2018. “Marching Across Generations? An Analysis of the Benefits Transfer Provision of the Post-9/11 GI Bill.” Curry School of Education EdPolicyWorks Working Paper.  Revisions Requested, Journal of Human Capital

Sabia, Joseph and William Skimmyhorn. 2018. “War! What Is It Good For? The Effects of Combat Service on Economic Transitions of Veterans.” Economic Self-Sufficiency Policy Research Institute (ESSPRI) Working Paper #20181.

Kawano, Laura, Bruce Sacerdote, William Skimmyhorn, and Michael Stevens. 2017. “On the Determinants of Young Adult Outcomes: An Examination of Random Shocks to Children in Military Families.”


Household Finance and Financial Decision-Making
Behavioral Economics
Human Capital, Cognitive and Non-Cognitive Skill Development and Assessment
Labor Economics
Economics of Education
Military Manpower, Compensation, and Transition
Economics of National Security
Veteran’s Issues

For additional information on my research, please see:
Research Statement